Lifeline for Borrowers…

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Following on from our blog on November 1st regarding tougher lending rules, the UKs second biggest mortgage lender, Santander, has eased its interest only criteria. The clampdown on interest only mortgages reported earlier this month meant it would be less affordable for first time buyers to get on the property ladder,…

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Women Drivers Rewarded for Safe Driving…

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Lady drivers who demonstrate good driving can offset increased insurance premiums under the new European gender equality rules, by taking out a policy that tracks driving. It was reported in the Sunday Times that the Cooperative has announced it will double the maximum discount available  from 10% to 20% to…

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Another Top Rider Hurt in RTA…

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It was reported at the weekend that following the recent accidents of Bradley Wiggins and his coach Shane Sutton, Mark Cavendish is now the third top cyclist in a fortnight to have been involved in a road traffic accident. Cavendish was training in Tuscany when he "went and hit the back…

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Planning laws: home owners given free rein but beware neighbourly disputes

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Under new government plans, millions of people will be able to extend their garages, offices and industrial buildings without asking for council permission, reports Christopher Hope the Telegraph today. The changes are on top of an existing scheme to allow home owners to double the size of permissible developments. Some…

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Rights of Way and Proprietary Estoppel…

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In Joyce v Epsom & Ewell BC [2012] EWCA Civ 1398, the Couty of Appeal dealt with a claim for an easement by way of proprietary estoppel. Mr Joyce’s predecessor in title, a Mr Holborn, lived next door to two properties which Sainsburys included in a planning application to build to…

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Pay Day Loan Companies Warned…

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...improve the way it lends money and collects debts, or face fines or closures, says the BBC News today The Office of Fair Trading (OFT), in an interim report, says most of the 50 big firms it has been inspecting do not operate fully by its rules. The OFT says…

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Should cyclists be treated differently?

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With the recent, much publicised accident involving Bradley Wiggins, there has been great debate in the media surrounding the number of cyclists injured on our roads, and what can be done to reduce the number of casualities. When a cyclist is injured, are they confident that the criminal justice system…

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Right to Buy

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Nearly 1,500 social homes have been sold under the Government's relaunched Right to Buy scheme since the beginning of April this year, according to figures released on 15 November 2012 by the Department for Communities and Local Government. Discounts of up to 60% for a house and 70% for a…

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