According to Inside Conveyancing this week, the HSBC is marking the start of 2013 with new competitive mortgage rates for customers with a 10% deposit.

The rate changes launched on January 2nd include:

  • 90% LTV 2-year-fixed – 4.19%
  • 90% LTV 5-year-fixed – 4.69%
  • 90% LTV tracker – 4.19% above base rate (current rate £4.69%)

All of HSBC’s 90% LTV rates are currently Fee-free* for HSBC current account holders or have a £599 booking fee and a valuation fee payable for non-current account holders.

HSBC Head of Mortgages, said: ‘We worked hard last year to helpUK borrowers with the aspiration to own their own home and we will continue to offer competitive rates to both first time buyers and existing homeowners.’

Read the full article here at

If you are thinking of moving house, give the Abacus Residential Property Team a call on 0161 833 0044 or email